Insurance for HVAC contractors

Residential, commercial and industrial HVAC contractors handling installation, service, vehicles, tools and contract requirements. Just send us the account — no upfront appointment needed.

Send the file What it covers

Why submit
to Nomos.

Initial market-fit response within 30 minutes

We review each submission against current market appetite and provide an initial market-fit response within 30 minutes of receipt. This is an initial review, not a quote or confirmation of coverage.

Broker review before underwriter handoff

Suitable accounts are typically sent to an underwriter within one hour of receipt, after a licensed broker reviews the match and final file. You're kept posted on where it stands, even when the answer is no.

What we
place.

Explore coverage guidance for this class. Nomos reviews each account against current market appetite; available coverage and terms depend on the account and market.

General liability Operations and completed work coverage for installation, service, property damage and bodily injury claims.
Workers' compensation Coverage for technicians, installers, service staff and office employees, with class codes reviewed.
Commercial auto & inland marine Service vehicles, hired/non-owned auto, tools, diagnostic equipment and materials in transit.
Professional & pollution liability Design-build errors, specification issues, refrigerants and contractor pollution exposure.

A wholesaler that works
the whole market.

Market fit reviewed in-house

We review each submission against current market appetite. Account-specific fit needs broker confirmation before underwriter handoff.

Every hour risks the client

Suitable accounts move to an underwriter after a licensed broker reviews the match and final file. Carrier response and quote timing depend on the account and market.

Just send the file

No upfront appointment required. Send the file you have and we’ll let you know what it needs next.

From first call
to underwriter review.

01

Send us the account

A few details about the business, its size and any contract or licensing requirements you're working against.

02

We review market fit in-house

We review the submission against current market appetite and provide an initial market-fit response within 30 minutes of receipt. This is not a quote or confirmation of coverage.

03

Broker review, then underwriter handoff

Suitable accounts are typically sent to an underwriter within one hour of receipt, after a licensed broker reviews the match and final file. Carrier response and quote timing depend on the account and market.

Who this is
built for.

Residential HVAC contractors
Commercial HVAC contractors
Mechanical contractors
Design-build HVAC firms
Service and maintenance contractors

Want to get appointed right away?
Get appointed.

Get appointed for access to our markets and updates as we expand our offerings.

Get appointed

Just send
the file.

No upfront appointment required. Send the file you have; we'll let you know within 30 minutes if it's something we can help with.

submissions@nomos-insurance.com

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