Full-service, fast-casual, bars and multi-location operators. Already appointed? Send us the account. New here? Apply for appointment below.
Every submission gets matched internally against the carrier relationships most likely to write it, not shopped blind into a dozen inboxes.
The moment it's matched, it goes out. You're kept posted on where it stands, even when the answer is no.
We have appetite for this class. We can place it. We'll get it done fast.
Every submission gets matched internally against the carrier relationships most likely to write it — not shopped blind into a dozen inboxes.
A slow market costs you the account. Matched submissions move straight to underwriting, and you're kept posted, even when the answer is no.
No 40-page form, no repeated questions. Send what you've got and we take it from there.
California's dram-shop immunity is unusually broad. A non-renewed bar or restaurant account is rarely a classic drunk-driving verdict — it's usually something else.
Standard commercial property carriers have largely exited Florida and California. Here's what the E&S market looks like for commercial buyers in 2026.
Several states tightened dram-shop and host-liability statutes in 2025. Restaurant operators are seeing the underwriting impact at 2026 renewals.
Apply to become an appointed Nomos Wholesale partner — same-day appetite matching, direct access to E&S and specialty markets.
Get appointedSend us the submission — we'll see what fits. We can worry about the paperwork later.