What insurance does a California AI startup need for enterprise deals?
California AI startup insurance for enterprise deals: separate product and privacy obligations from customer MSA limits, Tech E&O, cyber and D&O.
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Insurance for Tech & AI startups
Venture-backed SaaS, AI and fintech. Already appointed? Send us the account. New here? Apply for appointment below.
Already focused on cyber + AI liability specifically? See our cyber cover
Why submit
to Nomos.
Matched to appetite, same day
Every submission gets matched internally against the carrier relationships most likely to write it, not shopped blind into a dozen inboxes.
Straight to the underwriter
The moment it's matched, it goes out. You're kept posted on where it stands, even when the answer is no.
What we
place.
We have appetite for this class. We can place it. We'll get it done fast.
Tech E&O + cyber liability The package enterprise procurement asks for
Directors & officers Standard from priced round onward
AI & media liability endorsement IP infringement, defamation, harmful output
Workers' compensation Admitted market, covers remote workers
A wholesaler that works
the whole market.
Appetite matched in-house
Every submission gets matched internally against the carrier relationships most likely to write it — not shopped blind into a dozen inboxes.
Every hour risks the client
A slow market costs you the account. Matched submissions move straight to underwriting, and you're kept posted, even when the answer is no.
Just send the file
No 40-page form, no repeated questions. Send what you've got and we take it from there.
Who this is
built for.
Seed to Series C SaaS, AI and developer-tools companies
Fintech, healthtech and proptech startups with regulated exposure
Companies clearing Fortune-500 procurement or SOC 2 / ISO 27001
Founders raising a priced round and standing up a formal board
Teams shipping AI-assisted features in production
What we're writing
on this.
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Anthropic's Claude Mythos found thousands of zero-days. Your cyber insurance hasn't priced this yet.
Anthropic's Claude Mythos discovered thousands of unpatched zero-day vulnerabilities. What frontier offensive AI means for cyber insurance buyers in 2026.
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Interested?
Get appointed.
Apply to become an appointed Nomos Wholesale partner — same-day appetite matching, direct access to E&S and specialty markets.
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Not sure it fits?
Try our appetite.
Send us the submission — we'll see what fits. We can worry about the paperwork later.