Florida and California commercial property: where the E&S market is in 2026
Standard commercial property carriers have largely exited Florida and California. Here's what the E&S market looks like for commercial buyers in 2026.
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Insurance for Manufacturing
Mid-market manufacturers across food, plastics, metalworking and electronics. Already appointed? Send us the account. New here? Apply for appointment below.
Cyber and OT exposure is where most manufacturers are underinsured. See our cyber cover for business
Why submit
to Nomos.
Matched to appetite, same day
Every submission gets matched internally against the carrier relationships most likely to write it, not shopped blind into a dozen inboxes.
Straight to the underwriter
The moment it's matched, it goes out. You're kept posted on where it stands, even when the answer is no.
What we
place.
We have appetite for this class. We can place it. We'll get it done fast.
Commercial property & business interruption Includes contingent BI for supplier/customer loss
Equipment breakdown Mechanical & electrical failure
Cyber liability with OT coverage Responds when production halts, not just the office
Product recall
Workers' compensation Admitted market
A wholesaler that works
the whole market.
Appetite matched in-house
Every submission gets matched internally against the carrier relationships most likely to write it — not shopped blind into a dozen inboxes.
Every hour risks the client
A slow market costs you the account. Matched submissions move straight to underwriting, and you're kept posted, even when the answer is no.
Just send the file
No 40-page form, no repeated questions. Send what you've got and we take it from there.
Who this is
built for.
Light and heavy manufacturers
Food & beverage producers, co-packers and bottlers
Plastics, metalworking and CNC shops
Electronics, components and assembly
Distributors and wholesalers with branded private-label product
What we're writing
on this.
OT/ICS ransomware: when a cyber claim becomes a property loss
Ransomware that hits operational technology — PLCs, SCADA, plant controls — increasingly produces physical damage. The insurance form question is which policy actually pays.
Read the piece
What does cyber insurance actually cover? A line-by-line breakdown
Cyber is now a baseline policy for any serious firm. Here's what's inside it, what's not, and where the form choices most often bite.
Read the piece
Interested?
Get appointed.
Apply to become an appointed Nomos Wholesale partner — same-day appetite matching, direct access to E&S and specialty markets.
Get appointed
Not sure it fits?
Try our appetite.
Send us the submission — we'll see what fits. We can worry about the paperwork later.