Appetite

Every line we place.

Admitted or E&S — this is what's in our appetite. Browse the lines, then send us the account and we'll match it to the carrier relationships most likely to write it.

One firm.
One picture.

One firm. One picture.

We look at the whole firm at once — across every line and every operation — and place cover where the actual risk lives, not where the standard programme defaults.

Admitted or E&S, our problem.

Whether a line belongs in the admitted market or has to go to E&S isn't your concern. We decide where each piece goes, and you get one coherent programme.

Tailored, not templated.

No bundle that gets renewed because it's easy. Limits, forms and endorsements are sized to the account — and re-sized as it changes, whether that's new locations, payroll growth or new contract requirements.

Every line
we place.

Cyber liability

Breach response, ransomware, social engineering and regulatory defence — the line where contracts, claims and class actions now all live.

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General liability

Third-party bodily injury and property damage — the baseline GL most landlords, lenders and customers will require evidence of.

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Professional liability (E&O)

Cover for negligent, wrong or incomplete professional services — the line that defines what consultants, agencies and firms actually carry.

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Directors & officers (D&O)

Personal liability for founders, executives and board members — including post-round, regulatory and shareholder exposure.

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Employment practices (EPLI)

Wage, harassment, discrimination and wrongful-termination claims — the most likely real-dollar loss for any firm with employees.

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Workers' compensation

Statutory cover for employee injury — class-code-audited to stop overpaying on labour and designed for how your firm actually staffs.

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Commercial property

Buildings, plant, stock and finished goods — written with the asset-class detail carriers want to see, and the right cause-of-loss form.

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Business owner's policy (BOP)

GL and property in a single package — the foundation for small and mid-sized operators where a bundle prices well.

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Commercial auto

Owned, hired and non-owned auto liability — including fleet, primary trucking and the higher limits commercial customers demand.

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Umbrella & excess

Extra limits stacked above your primary policies — written to clear the higher requirements that lenders, JVs and large customers now demand.

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Crime & social engineering

Funds-transfer fraud, employee theft and vendor impersonation — the loss type most likely to actually hit the bank account.

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Inland marine & specialty property

Contractor's equipment, builder's risk, fine art and goods in transit — assets that move, or that property forms don't reach.

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Get appointed,
start placing.

Apply to become an appointed Nomos Wholesale partner. Tell us what you're currently placing and we'll get you set up fast.

In-house appetite matching, same day
Whole-account view across every line
Admitted and E&S, one relationship
Built for agents, not insureds

Apply for appointment

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